{"id":66,"date":"2023-12-20T09:01:26","date_gmt":"2023-12-20T06:01:26","guid":{"rendered":"https:\/\/morisnn.ru\/content\/?p=66"},"modified":"2025-12-18T12:30:12","modified_gmt":"2025-12-18T09:30:12","slug":"kak-iz-lgotnyh-6-poluchaetsya-19-po-ipoteke","status":"publish","type":"post","link":"https:\/\/morisnn.ru\/content\/ipoteka\/kak-iz-lgotnyh-6-poluchaetsya-19-po-ipoteke\/","title":{"rendered":"\u041a\u0430\u043a \u0438\u0437 \u043b\u044c\u0433\u043e\u0442\u043d\u044b\u0445 6% \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442\u0441\u044f 19,5% \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435 \u2014 \u0438 \u043f\u0440\u0438 \u0447\u0451\u043c \u0442\u0443\u0442 \u0418\u0416\u0421"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-173 size-full\" src=\"https:\/\/morisnn.ru\/content\/wp-content\/uploads\/2023\/12\/domik_monety_dollary.jpg\" alt=\"\" width=\"800\" height=\"600\" srcset=\"https:\/\/morisnn.ru\/content\/wp-content\/uploads\/2023\/12\/domik_monety_dollary.jpg 800w, https:\/\/morisnn.ru\/content\/wp-content\/uploads\/2023\/12\/domik_monety_dollary-400x300.jpg 400w, https:\/\/morisnn.ru\/content\/wp-content\/uploads\/2023\/12\/domik_monety_dollary-200x150.jpg 200w, https:\/\/morisnn.ru\/content\/wp-content\/uploads\/2023\/12\/domik_monety_dollary-768x576.jpg 768w, https:\/\/morisnn.ru\/content\/wp-content\/uploads\/2023\/12\/domik_monety_dollary-600x450.jpg 600w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>\u041c\u043d\u043e\u0433\u0438\u0435 \u0441\u0435\u043c\u044c\u0438 \u0437\u043d\u0430\u044e\u0442, \u0447\u0442\u043e \u043f\u043e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0435 \u00ab\u0421\u0435\u043c\u0435\u0439\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430\u00bb \u043c\u043e\u0436\u043d\u043e \u0432\u0437\u044f\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442 \u043f\u043e\u0434 6% \u0433\u043e\u0434\u043e\u0432\u044b\u0445 \u2014 \u043f\u0440\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u0438, \u0447\u0442\u043e \u0432 \u0441\u0435\u043c\u044c\u0435 \u0435\u0441\u0442\u044c \u0440\u0435\u0431\u0451\u043d\u043e\u043a \u0434\u043e 6 \u043b\u0435\u0442 \u0438\u043b\u0438 \u0440\u0435\u0431\u0451\u043d\u043e\u043a-\u0438\u043d\u0432\u0430\u043b\u0438\u0434.<!--more--> \u041d\u043e \u0434\u0430\u043b\u0435\u043a\u043e \u043d\u0435 \u0432\u0441\u0435 \u043f\u043e\u043d\u0438\u043c\u0430\u044e\u0442, \u0447\u0442\u043e \u044d\u0442\u0430 \u0441\u0442\u0430\u0432\u043a\u0430 \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u0435\u0442 \u0442\u043e\u043b\u044c\u043a\u043e \u043e\u0434\u0438\u043d \u0440\u0430\u0437, \u0435\u0441\u043b\u0438 \u0432\u044b \u043f\u043e\u0434\u0430\u0451\u0442\u0435 \u0437\u0430\u044f\u0432\u043a\u0443 \u043f\u043e\u0441\u043b\u0435 23 \u0434\u0435\u043a\u0430\u0431\u0440\u044f 2023 \u0433\u043e\u0434\u0430.<\/p>\n<p>\u0415\u0441\u043b\u0438 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\u043f\u043e\u0432\u044b\u0441\u0438\u0442\u044c \u0432\u0430\u043c \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0443\u044e \u0441\u0442\u0430\u0432\u043a\u0443<\/span>.<\/p>\n<p>&nbsp;<\/p>\n<h3>\u0418 \u0432\u043e\u0442 \u0442\u0443\u0442 \u043d\u0430\u0447\u0438\u043d\u0430\u0435\u0442\u0441\u044f \u0441\u0430\u043c\u043e\u0435 \u0432\u0430\u0436\u043d\u043e\u0435: \u0441\u0442\u0430\u0432\u043a\u0430 \u0437\u0430\u0432\u0438\u0441\u0438\u0442 \u043e\u0442 \u0442\u0438\u043f\u0430 \u0436\u0438\u043b\u044c\u044f.<\/h3>\n<p>\u0414\u043b\u044f \u043a\u0432\u0430\u0440\u0442\u0438\u0440\u044b \u0432 \u043c\u043d\u043e\u0433\u043e\u043a\u0432\u0430\u0440\u0442\u0438\u0440\u043d\u043e\u043c \u0434\u043e\u043c\u0435 (\u0438\u043b\u0438 \u0434\u043e\u043c\u0430 \u0431\u043b\u043e\u043a\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0437\u0430\u0441\u0442\u0440\u043e\u0439\u043a\u0438) \u0448\u0442\u0440\u0430\u0444\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u2014 \u044d\u0442\u043e \u043a\u043b\u044e\u0447\u0435\u0432\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u0426\u0411 + 1,5 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u043f\u0443\u043d\u043a\u0442\u0430.<\/p>\n<p>\u0414\u043b\u044f \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0436\u0438\u043b\u043e\u0433\u043e \u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 (\u0418\u0416\u0421) \u2014 \u0442\u043e \u0435\u0441\u0442\u044c \u043a\u043e\u0433\u0434\u0430 \u0432\u044b \u0431\u0435\u0440\u0451\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430 \u043f\u043e\u043a\u0443\u043f\u043a\u0443 \u0437\u0435\u043c\u043b\u0438 \u0438 \u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e \u0434\u043e\u043c\u0430 \u2014 \u0441\u0442\u0430\u0432\u043a\u0430 \u0431\u0443\u0434\u0435\u0442 \u043a\u043b\u044e\u0447\u0435\u0432\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u0426\u0411 + 3,5 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u043f\u0443\u043d\u043a\u0442\u0430.<\/p>\n<p>\u041f\u043e\u0447\u0435\u043c\u0443 \u0442\u0430\u043a\u0430\u044f \u0440\u0430\u0437\u043d\u0438\u0446\u0430? \u041f\u043e\u0442\u043e\u043c\u0443 \u0447\u0442\u043e \u0418\u0416\u0421 \u0441\u0447\u0438\u0442\u0430\u0435\u0442\u0441\u044f \u0431\u043e\u043b\u0435\u0435 \u0440\u0438\u0441\u043a\u043e\u0432\u0430\u043d\u043d\u044b\u043c \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435\u043c: \u0434\u043e\u043c \u043c\u043e\u0436\u0435\u0442 \u043d\u0435 \u0434\u043e\u0441\u0442\u0440\u043e\u0438\u0442\u044c, \u0437\u0435\u043c\u0435\u043b\u044c\u043d\u044b\u0439 \u0443\u0447\u0430\u0441\u0442\u043e\u043a \u2014 \u043d\u0435 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c, \u0430 \u0431\u0430\u043d\u043a \u043e\u0441\u0442\u0430\u0451\u0442\u0441\u044f \u0431\u0435\u0437 \u0437\u0430\u043b\u043e\u0433\u0430. \u041f\u043e\u044d\u0442\u043e\u043c\u0443 \u043f\u0440\u0438 \u043d\u0430\u0440\u0443\u0448\u0435\u043d\u0438\u0438 \u043f\u0440\u0430\u0432\u0438\u043b\u0430 \u00ab\u043e\u0434\u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0430\u00bb \u043d\u0430\u043a\u0430\u0437\u0430\u043d\u0438\u0435 \u0441\u0442\u0440\u043e\u0436\u0435.<\/p>\n<p>\u0420\u0430\u0437\u0431\u0435\u0440\u0451\u043c \u043d\u0430 \u043f\u0440\u0438\u043c\u0435\u0440\u0435. \u0414\u043e\u043f\u0443\u0441\u0442\u0438\u043c, \u043a\u043b\u044e\u0447\u0435\u0432\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u0426\u0411 \u2014 16% (\u043a\u0430\u043a \u0432 \u043a\u043e\u043d\u0446\u0435 2023 \u0433\u043e\u0434\u0430).<\/p>\n<ul>\n<li>\u0415\u0441\u043b\u0438 \u0432\u044b \u043f\u043e\u043a\u0443\u043f\u0430\u0435\u0442\u0435 \u043a\u0432\u0430\u0440\u0442\u0438\u0440\u0443, \u0441\u0442\u0430\u0432\u043a\u0430 = 16% + 1,5 \u043f.\u043f. = 17,5%<\/li>\n<li>\u0415\u0441\u043b\u0438 \u0432\u044b \u0441\u0442\u0440\u043e\u0438\u0442\u0435 \u0434\u043e\u043c, \u0441\u0442\u0430\u0432\u043a\u0430 = 16% + 3,5 \u043f.\u043f. = 19,5%<\/li>\n<\/ul>\n<p>\u0422\u043e \u0435\u0441\u0442\u044c \u0432\u043c\u0435\u0441\u0442\u043e \u043b\u044c\u0433\u043e\u0442\u043d\u044b\u0445 6% \u0432\u044b \u043f\u043b\u0430\u0442\u0438\u0442\u0435 \u043f\u043e\u0447\u0442\u0438 \u0432 3 \u0440\u0430\u0437\u0430 \u0431\u043e\u043b\u044c\u0448\u0435. \u042d\u0442\u043e \u043d\u0435 \u00ab\u043d\u0435\u043c\u043d\u043e\u0433\u043e \u0434\u043e\u0440\u043e\u0436\u0435\u00bb \u2014 \u044d\u0442\u043e \u043f\u043e\u043b\u043d\u0430\u044f \u043e\u0442\u043c\u0435\u043d\u0430 \u043b\u044c\u0433\u043e\u0442\u044b.<\/p>\n<p class=\"qwen-markdown-paragraph\">\u0412\u0430\u0436\u043d\u043e: \u044d\u0442\u043e \u043a\u0430\u0441\u0430\u0435\u0442\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432, \u0437\u0430\u043a\u043b\u044e\u0447\u0451\u043d\u043d\u044b\u0445 \u043f\u043e\u0441\u043b\u0435 23 \u0434\u0435\u043a\u0430\u0431\u0440\u044f 2023 \u0433\u043e\u0434\u0430. \u0415\u0441\u043b\u0438 \u0432\u0430\u0448 \u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 \u0431\u044b\u043b \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d \u0440\u0430\u043d\u044c\u0448\u0435 \u2014 \u0432\u044b \u0432 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0431\u0440\u0430\u0442\u044c \u00ab\u0421\u0435\u043c\u0435\u0439\u043d\u0443\u044e \u0438\u043f\u043e\u0442\u0435\u043a\u0443\u00bb \u043f\u043e 6%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u041c\u043d\u043e\u0433\u0438\u0435 \u0441\u0435\u043c\u044c\u0438 \u0437\u043d\u0430\u044e\u0442, \u0447\u0442\u043e \u043f\u043e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0435 \u00ab\u0421\u0435\u043c\u0435\u0439\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430\u00bb \u043c\u043e\u0436\u043d\u043e \u0432\u0437\u044f\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442 \u043f\u043e\u0434 6% \u0433\u043e\u0434\u043e\u0432\u044b\u0445 \u2014 \u043f\u0440\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u0438, \u0447\u0442\u043e \u0432 \u0441\u0435\u043c\u044c\u0435 \u0435\u0441\u0442\u044c \u0440\u0435\u0431\u0451\u043d\u043e\u043a \u0434\u043e 6 \u043b\u0435\u0442 \u0438\u043b\u0438 \u0440\u0435\u0431\u0451\u043d\u043e\u043a-\u0438\u043d\u0432\u0430\u043b\u0438\u0434.<\/p>\n","protected":false},"author":1,"featured_media":173,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[6],"tags":[7,11,8],"class_list":["post-66","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ipoteka","tag-ipoteka","tag-lgotnaya-ipoteka","tag-semejnaya-ipoteka","entry","has-media"],"_links":{"self":[{"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":7,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":174,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/posts\/66\/revisions\/174"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/media\/173"}],"wp:attachment":[{"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/morisnn.ru\/content\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}